55 Plus New Construction vs Resale: Pros, Cons, and ROI

By Connor Linn | Luxury New Construction & Active Adult Specialist

When choosing a 55 plus home in Bucks County, one of the biggest decisions you will make is whether to purchase new construction or a resale property. Both choices offer strong advantages depending on your priorities, timeline, and budget.

This guide outlines the key differences so you can make a confident decision based on lifestyle needs and long term value.

The Appeal of 55 Plus New Construction

Modern Design and Efficiency

New construction homes offer the latest features including open layouts, upgraded kitchens, energy efficient systems, and first floor living designs tailored to active adult comfort.

Communities such as Regency at Waterside in Montgomery County by Toll Brothers offer modern amenities, thoughtful floor plans, and high end finishes that appeal to buyers who want a fresh start without renovation.

Personalization and Upgrades

One of the strongest advantages of new construction is the ability to personalize your home. Buyers can select

• kitchen packages

• flooring

• bathroom upgrades

• lighting

• structural features such as lofts or sunrooms

This allows your home to match your style and daily needs from day one.

Longer Maintenance Free Living

New systems reduce the likelihood of repairs in the first several years. This provides peace

of mind and predictable homeownership costs.

Benefits of Buying Resale in a 55 Plus Community

More Established Neighborhood Atmosphere

Resale communities are often fully built and settled. The landscaping is mature, routines are established, and you can get a true sense of the community’s personality before purchasing.

Immediate Availability

Unlike new construction, which may require months of build time, resale homes can offer quicker move in timelines. This is ideal for buyers who have sold their previous home or need to relocate sooner.

Potential Cost Savings

Resale pricing can be more competitive, especially when compared to new construction with structural upgrades and lot premiums. In many cases, the upgrades you want are already installed.

Cost Differences Between New Construction and Resale

New Construction Costs

Buyers should factor in

• upgrade selections

• lot premiums

• closing timelines

• potential design center expenses

The total investment can be higher upfront but offers a modern home with long term value.

Resale Costs

Costs often include

• minor updates

• paint or cosmetic adjustments

• potential system replacements depending on age

Even with these considerations, resales can provide strong value, especially when located in desirable Bucks County neighborhoods such as Regency at Yardley by Toll Brothers.

Return on Investment Over Time

New Construction ROI

New homes tend to appreciate as the community grows and amenities develop. Toll Brothers communities in particular show strong demand due to quality, amenities, and modern floor plans.

Resale ROI

Resale homes benefit from existing neighborhood desirability. Buyers often pay a premium for move in ready properties in well maintained 55 plus communities due to the convenience and comfort of established surroundings.

In both cases, the value of a 55 plus community is supported by growing demand for low maintenance, amenity rich living.

Which Option Is Right for You?

Choose new construction if you want

• the latest design

• personalized features

• extended low maintenance years

• modern amenities

Choose resale if you want

• faster move in timelines

• established landscaping and community feel

• lower upfront cost

• upgrades already included

Both paths offer exceptional opportunities in Bucks County and surrounding Montgomery County.

Expert Guidance for Your Next Move

With experience in both resale and new construction, including professional insight from working within Toll Brothers, I can help you compare options and understand what aligns best with your needs. Whether you are looking for a move in ready resale or considering a build in a new active adult community, I am here to guide you through the process.