The Real Costs of Living in a 55 Plus Active Adult Community in Bucks County

Buying into a 55 plus active adult community is about more than choosing a home. It is a lifestyle decision that comes with unique financial factors. Many buyers appreciate the low maintenance, strong amenities, and neighborly atmosphere these communities offer, but it is important to understand the full cost picture before making a move.

This guide outlines the real costs associated with living in an active adult neighborhood in Bucks County including HOA fees, taxes, upgrades, long term maintenance considerations, and the value these communities can provide over time.

Understanding HOA Fees

HOA fees are one of the most visible ongoing expenses in a 55 plus community. These fees often include services that would otherwise be your responsibility in a traditional neighborhood.

Common inclusions are

• Lawn care

• Landscaping

• Snow removal

• Roof and exterior maintenance

• Community clubhouse access

• Fitness centers and pools

• Walking trails and common area upkeep

In luxury settings such as Regency at Yardley and Regency at Waterside by Toll Brothers, HOA fees may be higher but include premium amenities and well maintained grounds that add to long term value and overall lifestyle.

Property Taxes in Bucks County

Bucks County property taxes vary by township and school district. When purchasing in an active adult neighborhood, it is important to understand that taxes are separate from HOA fees. New construction communities may benefit from energy efficient systems that reduce monthly utility costs even if taxes are slightly higher than older resale homes.

Working with an agent who is familiar with each township’s tax structure can help you compare communities more accurately.

New Construction Upgrades and Lot Premiums

If you are considering a Toll Brothers community or another new construction option, upgrades and lot premiums are part of the early investment. Structural choices, kitchen upgrades, bathroom packages, flooring selections, and premium finishes can significantly enhance your home’s long term appeal and resale value.

Lot premiums often reflect

• Water views

• Wooded backdrops

• Privacy

• Sun exposure

• Corner or oversized lots

These premiums can influence the initial purchase price but often deliver meaningful value when it comes time to sell.

Ongoing Maintenance Costs

Even with HOA coverage, homeowners should budget for interior maintenance. Systems such as HVAC, plumbing, electrical components, and appliances still require routine care and eventual replacement. Newer homes, especially those in a Toll Brothers community, benefit from modern construction standards and energy efficient systems which may reduce

interior maintenance needs for several years.

Utilities and Efficiency

Many active adult communities feature homes with efficient heating and cooling systems, modern insulation, and upgraded windows. Utility costs can be lower than expected especially in new construction neighborhoods where building standards meet newer energy codes.

Lifestyle Costs and Amenities

Amenity rich communities offer a lifestyle that traditional neighborhoods cannot match. Gyms, indoor and outdoor pools, tennis and pickleball courts, meeting rooms, and social clubs all contribute to the monthly value you receive from your HOA fees.

These amenities also make the community more attractive for future resale which helps support long term property values.

Long Term Value and Resale Strength

The demand for 55 plus living continues to grow in Bucks County. Many homeowners choose active adult communities for their convenience, comfort, and strong resale performance. Communities such as Regency at Yardley consistently draw interest from buyers who want a move in ready lifestyle with luxury finishes and amenities.

Strong resale demand can help offset some of the upfront costs associated with new construction or premium lots.

Is a 55 Plus Active Adult Community Worth the Cost?

For many buyers, the answer is yes. The combination of low maintenance living, resort style amenities, modern floor plans, and a vibrant social environment creates substantial value. These communities offer predictability and comfort while supporting a long term lifestyle that many homeowners appreciate.

The key is understanding what you are paying for and how each cost contributes to your overall experience.

If you are exploring 55 plus communities in Bucks County, including options by Toll Brothers, I would be happy to walk you through each cost factor and help you compare the choices that fit your lifestyle.